When someone passes away, knowing what to do next can feel overwhelming. Here’s a clear guide for what to do after losing someone:
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First 24 Hours
Immediate
Steps
Call 911 if at home, or notify the doctor if in a hospital/facility. Contact a funeral home to begin making arrangements and to start the process of obtaining a legal death certificate. Notify their employer, family, and friends of their passing.
day 2-3
Getting The Paperwork Together
Find their important papers, especially the will and any funeral prearrangement documents. Look in their desk, filing cabinet, or safety deposit box. Keep everything in a single folder or box. Keep it simple: grab any papers from banks, insurance companies, and their wallet/purse. Don't worry about organizing yet – just collect.
week 1
Secure Their Home & Property
Go to their home. Grab essentials like checkbooks, jewelry, and important mail. Take care of any pets. Forward their mail to your address at the local post office. Secure the home and change their locks if many people have keys. Simple rule: if it looks important, bring it with you. If you're not sure, take a photo of it.
week 2+
Money
Matters
Visit their bank with a death certificate. Freeze their accounts and credit cards to prevent fraud. Notify all financial institutions and service providers of the death. Contact any life insurance company listed in their papers. Don't pay their debts yet – wait until you talk to a professional.
Quick tip: Keep a notepad to write down every phone number. Save all receipts for costs to settle the estate.
ongoing
Full Estate Settlement
Get started with the probate process so you can legally administer the estate. Close down any remaining accounts. Sell or transfer property such as vehicles, and homes. Negotiate and resolve outstanding debts. Complete distributions as instructed by the will and file final taxes for the deceased and the estate.
